Colorado Health Insurance Bad Faith Lawyer

Health insurance is arguably the most important type of insurance because people use it to afford the exorbitant costs of medical care. This type of insurance protects your life, not your property like homeowner’s or auto insurance. After paying expensive premiums, you expect your health insurance to rightfully pay your claims, especially if you are already dealing with the stress and anxiety of a health crisis. The Colorado health insurance bad faith lawyers of Cannon Law are here to help ensure you receive the care and payment for your claims you deserve.

How to File a Health Insurance Claim

Often, your doctor’s office or other medical provider will handle your claim for you. However, if they do not, contact your insurance provider. Depending on your insurance company, you may be able to file your claim online or by phone. Provide your insurer with all of the relevant documentation, including your medical bills, doctor’s notes, and test results.

What Is Health Insurance Bad Faith?

Insurance bad faith occurs when an insurance company fails to uphold its contractual duty to pay a valid claim under an applicable insurance policy. In health insurance bad faith, this type of claim arises when your medical insurance company unreasonably denies or delays your claim. While any type of insurance provider may potentially commit insurance bad faith, health insurance bad faith is particularly harmful because victims may not receive the medical care they need when the insurance company wrongfully denies claims. Individuals may suffer catastrophic injuries, serious complications, or even death while they wait for the matter to be resolved. Denied or delayed payments for claims are the most common reasons for health insurance bad faith claims.

Examples of Bad Faith Insurance Practices

• Failing to fully investigate a claim before denying it
• Conducting an inadequate investigation
• Delaying the handling of a claim for no reason
• Delaying payment of a claim with no justification
• Refusing to pay a valid claim
• Denying a claim for no reason
• Refusing requests for documentation of a claim
• Making unreasonable settlements
• Attempting to change policy language for an existing policy

If you believe your health insurance claim was denied in bad faith, reach out to Cannon Law for help.

What to Do If You Suspect Colorado Health Insurance Bad Faith

If you believe you are a victim of health insurance bad faith, it is important you act promptly to protect your rights. Some steps you can take include:

• Ensuring all communication with the insurance company is in writing
• Contacting an experienced Colorado health insurance bad faith lawyer
• Filing a claim with the Colorado Division of Insurance

Your health insurance bad faith lawyer can review the circumstances surrounding your claim, all applicable insurance policies, and communication between you and the insurance company. Your bad faith lawyer can also investigate whether the insurance company has violated the Health Insurance Portability and Accountability Act of 1996 or other relevant laws and advise you of your rights.

Contact Our Colorado Health Insurance Bad Faith Lawyers

If you or another family member on your policy has been treated unfairly by your health insurance company, the Colorado health insurance bad faith lawyers at Cannon Law want to help. Our Colorado health insurance bad faith lawyers have extensive experience handling insurance bad faith claims. Call us at (970) 471-7170 or contact us online for your free and confidential consultation.